We Are All Going to Die!

Be ready and not leave a financial burden those who care about you. If you are enrolled in the 401k or 457 savings program at work, please assign beneficiaries NOW:

Primary: Someone who will need to take care of your affairs or family when you die. You can split the money among multiple Primary beneficiaries.

Contingent: If the Primary passes away, this person will get it.

How do you know if you are enrolled in the 401k and 457 savings deduction? 

Look at your payslip. It will be under "After Tax Deductions" and listed as Def 401 and/or Def 457. You may also see the word "Roth" after it.

If you see those deductions, log in to your Mass Mutual aka Empower Retirement account at https://www.empower.com/ or https://www.massmutual.com

If you are not signed up for online access, do that right away. When you are in the Dashboard, click "My Account" and choose "Personal Info." Assign beneficiaries there. You will need to save the Primary first, go back to the Dashboard and then assign Contingent beneficiaries next.